Ever thought about why life insurance companies ask for proof of “insurable interest” when you apply for coverage? This idea might seem strange, but it’s really important. It […]
Backdating Life Insurance: How Many Months Allowed?
Did you know you can backdate your life insurance to cut down on premiums? This smart move can save you a lot of money over time. But, it’s […]
Life Insurance Premiums: Timing Your Policy Purchase
When is the best time to buy a life insurance policy? This question is more important than you think. It can change how much you pay over time. […]
What’s Not a Common Life Insurance Nonforfeiture Option
Exploring life insurance can be complex. You might have seen the term “nonforfeiture option.” But what are the uncommon choices in this field? Whole life insurance usually has […]
Why Did My Life Insurance Premium Go Up? Explained
Ever wondered why your life insurance premium goes up every year? It’s a common issue for many. We’ll explore the main reasons for this increase and offer tips […]
Why Not Buy Life Insurance for a Minor Child?
As a parent, you might wonder if getting life insurance for a minor child is smart. Child life insurance policies are easy to find, and they offer minor […]
Guaranteed Parts of a Life Insurance Policy
Life insurance has many parts, but some are guaranteed. This means you can count on them, no matter what. In this article, we’ll explore the guaranteed parts of […]
TD Life Insurance Coverage: What’s Included?
Do you know what your life insurance covers? It’s a key way to protect your family’s future. But, it’s important to understand what’s included. So, what does TD […]
Misrepresentation on Life Insurance: What Happens?
Ever thought about what happens if you made a mistake on your life insurance application? The results can be serious. Insurance companies can cancel your policy if they […]
What is Modified Whole Life Insurance? | Explained
Ever thought about the different types of whole life insurance? Modified whole life insurance is a mix of traditional whole life and flexible premiums. But what is it, […]